The Financial Planning Process

THE PROCESS

  • Getting To Know You, Getting To Know Us

    Schedule an initial consultation. There is never a charge for a first consultation. And don't worry about navigating through voice mail. When you call, you will talk to a real person who will answer any questions that you have about getting started.

    Prior to your appointment, you will receive an introductory package in the mail. When you come in to meet with Dawn, she will ask a number of questions to determine your individual situation. Dawn will also clearly explain how she is compensated. This meeting is used to clarify expectations and clearly define the relationship.

  • Homework and "What is your dream?"

    Your homework after the initial consultation will be to gather all of the information needed for Dawn to best assist you. This may include financial statements, insurance policies, tax returns, budget information, and so on.

    At this time, you will discuss exactly what your dreams and goals are—and not just the ones related to money. Dawn wants to get to know what is most important to you. She will also find out what risk means to you and how those feelings relate to the direction of your portfolio.

  • Where are you?

    Now we take all that information and determine what it means. Exactly how far along are you in the process of preparing for your goals? What resources do you have to meet those goals, and what changes need to be made to your current course of action in order to have the best chance of achieving those goals?
  • Presenting the plan

    Dawn will offer advice based on the information you provided. She will explain any alternatives or recommended changes to your current course of action, and you will use that to make informed decisions for your financial future.
  • Putting the plan in place

    Once you have chosen the best strategy for yourself, Dawn will work with you to put the plan into action. This may include rebalancing account holdings to investments more suitable for your situation, opening new savings plans, applying for insurance products, or working with your lawyer or accountant to resolve estate or tax issues. Your individual situation will determine your customized course of action.
  • Regular account reviews

    Once you have chosen the best strategy for yourself, Dawn will work with you to put the plan into action. This may include rebalancing account holdings to investments more suitable for your situation, opening new savings plans, applying for insurance products, or working with your lawyer or accountant to resolve estate or tax issues. Your individual situation will determine your customized course of action.